Folly Beach, SC · NMLS #1823590
Mortgage Broker on Folly Beach, SC
Beach home financing, DSCR loans for short-term rentals, and jumbo lending for Folly Beach's oceanfront and channel properties. Local expertise, fast closings.
Home Loans for Folly Beach Buyers
Folly Beach — Charleston's beloved 'Edge of America' — is one of the most popular destinations for beach home buyers and short-term rental investors in the Lowcountry. Whether you're buying a primary residence, a vacation home, or an investment property to rent on Airbnb or VRBO, Folly Beach offers strong demand and a vibrant community.
Financing on Folly Beach often involves flood zone considerations, elevated construction, and short-term rental income qualification. We're experienced with all of it — and we'll find the right loan program for your specific Folly Beach purchase.
Loan Programs for Folly Beach
DSCR Loans
Qualify on Airbnb or VRBO rental income for Folly Beach investment properties — no personal tax returns required.
Learn moreJumbo Loans
Competitive jumbo financing for oceanfront, channel-front, and high-value Folly Beach properties.
Learn moreSecond Home Loans
Favorable second home rates for buyers who plan to enjoy Folly Beach personally and rent it seasonally.
Learn moreConventional Loans
Conventional financing for Folly Beach properties within loan limits, including select cottages and interior lots.
Learn moreWhy Choose Leeward Point Mortgage
Beach Market Experience
We understand flood zone financing, elevated construction appraisals, and the STR income qualification that Folly Beach buyers need.
DSCR & Rental Income Expertise
We help investors qualify using Folly Beach's strong short-term rental income — Airbnb, VRBO, and beyond.
Second Home vs. Investment Guidance
We help you structure your loan correctly from the start — second home rates when you qualify, investment property when you don't.
Fast Closings
Average under 18 days — critical in a beach market where good properties move fast.
Ready to Buy on Folly Beach?
Whether it's a primary home, vacation property, or short-term rental investment, we'll find the right loan.