Sullivan's Island, SC · NMLS #1823590
Mortgage Broker on Sullivan's Island, SC
Jumbo loans, second home financing, and DSCR investment lending for Sullivan's Island's historic beach community. Expert guidance on oceanfront and channel-front properties.
Financing Sullivan's Island Properties
Sullivan's Island is one of the most coveted addresses in the entire Charleston area — a small, historic barrier island with strict development limits, a tight-knit community, and some of the highest property values in South Carolina. With fewer than 2,000 residents and a strict cap on new construction, inventory is extremely limited and competition is fierce when properties do come to market.
Nearly every purchase on Sullivan's Island requires jumbo financing, and many buyers are acquiring second homes or investment properties. We're experienced with the flood zone considerations, elevated construction appraisals, and jumbo lender relationships needed to close on Sullivan's Island — and we move fast enough to compete in this market.
Loan Programs for Sullivan's Island
Jumbo Loans
Competitive jumbo financing for Sullivan's Island's oceanfront homes, historic cottages, and high-value properties well above conventional loan limits.
Learn moreSecond Home Loans
Favorable second home rates for buyers who plan to use the property personally and rent it seasonally.
Learn moreDSCR Loans
Qualify on rental income for investment properties — no personal income documentation required.
Learn moreNon-QM Loans
Flexible qualification for high-net-worth buyers, self-employed borrowers, and those with complex financial situations.
Learn moreWhy Choose Leeward Point Mortgage
Luxury Beach Market Expertise
We understand Sullivan's Island's flood zone financing, elevated construction appraisals, and the jumbo lenders who are comfortable at these price points.
Second Home & Investment Guidance
We help buyers correctly structure second home vs. investment property financing to get the best rate for their intended use.
Jumbo Lender Network
We have relationships with jumbo lenders experienced in Sullivan's Island's unique market and price range.
Fast Closings
Average under 18 days — critical when competing for Sullivan's Island's extremely limited inventory.
Ready to Buy on Sullivan's Island?
Let's get you pre-qualified and ready to move quickly when the right Sullivan's Island property comes to market.