Charleston, SC · NMLS #1823590
Non-QM Loans in Charleston, SC
Traditional lenders said no. We have flexible mortgage solutions for self-employed borrowers, investors, and those with non-traditional income in Charleston.
Non-QM Loan Programs We Offer
Bank Statement Loans
Use 12–24 months of personal or business bank statements to qualify. Ideal for self-employed borrowers whose tax returns understate their true income.
Asset Utilization Programs
Qualify based on your liquid assets — retirement accounts, investment portfolios, and savings — rather than monthly income.
DSCR Investor Loans
Qualify investment properties based on rental income rather than personal income. No tax returns required.
Alternative Documentation
P&L statements, 1099 income, and other non-traditional documentation accepted for qualifying.
Business Owner Solutions
Specialized programs for business owners who take distributions, have complex entity structures, or show reduced personal income on taxes.
Foreign National Programs
Financing options for non-US citizens purchasing property in the Charleston area.
Who Non-QM Loans Are For
Non-QM loans serve a wide range of borrowers in Charleston who don't fit the conventional lending box.
Don't Let a "No" Stop You
Talk to a Non-QM lending specialist at Leeward Point Mortgage in Charleston today.